Tya Jmz

Us Bank - Review in Banks category

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Im sick of US bank constantly screwing up my debit card and cancelling my card without warning. Every time i call to adress it, they have no information as to why its cancelled. Im sick and tired of dealing with their bull *** and they have no knowledge of whats going on. Im done with them ASAP! Also they libked my overdraft to my credit card withiut my knowledge so they charged me a ton of money for overdraft fees and intrest on cash advances. They have turned into another *** bag conpany just like Bank of America
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Reason of review:
Problems with payment
Anonymous
map-marker Ukiah, California

US Bank - Acts of Discrimination based on age, race, and national origin

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TO President/CEO

US Bank Corporation

FR Eduardo V. Ilagan

9000 East Road

Redwood Valley, CA 95470

Tel (541)335-****

RE Complaint on Unjust Discrimination and Accusatory treatment of elderly bank customers by two bank representatives

DT July 5, 2016 - Around 5 pm

I am filing a serious complaint of racial discrimination and accusatory treatment by two of your bank representative in your US Bank branch located in South State Street Safeway, 653 So. State Street, Ukiah, CA 95482, namely: Vincent Knight, Branch Manager, and a female bank employee who refused to give me her name. Vincent said her name was Melissa. Said female who never smiled, just saw us deposited $3.000 into our checking account. Vincent was our teller. My wife was not feeling well because her knee was bothering her (she's 67 y/0) and she couldn't find our grand daughter's US Bank account number she wrote in a piece of paper. It's her last day to send money to our grand daughter for her birthday on July 7. For three days the main road in our house will be under construction and we can only go out of the house at night. So my wife was shaking when my daughter called to give her the account number. My wife sat in one of the vacant two chairs in front of Melissa's (?) desk, who's face turned visibly annoyed. My wife grabbed the pen pointer of the credit card machine and started to write the account number. Melissa impatiently stated, "THAT'S NOT A PEN". So my wife dropped it and hurriedly reached for a ball pen instead which was on top of Melissa's computer base, about two feet away. My wife asked, "can I borrow this?". Melissa annoyingly replied, "you're already holding it, so what can I say…". That really irked my feelings while standing behind my wife. I felt overly insulted on how my wife was disrespected, so I told Melissa in a low tone, "that's very 'rude' of you to treat an elderly customer like that". Melissa angrily countered, "she's not suppose to reach across my desk or she will be held responsible if something gets lost in my desk". This was just after we deposited $3,000 cash. This is totally an unjust accusation. Trying to keep my cool I uttered, "you could have said it nicely to an elderly customer that it is against your company policy to just pick up a pen in your desk. Why give malicious insinuations? Is this how you value your customers?". She replied, "you're not my customer until I start doing transactions with you". We just kept on going back and forth and then Vincent the manager joined in to defend Melissa's absurd suspicions. Vincent reiterated that my wife was not suppose to reach across Melissa's desk. "That's not the point" I said. "It could have been said in a more polite, respectful, non-discriminatory way to elderly customers like us. What did we do to you that you're so angry at us? We even greeted you well when we first arrived". Is it because we don't look "rich" and we are of a different color?". Up until we left, they are both defensive and without a hint of remorse for their inappropriate actions. Totally the opposite of a good customer service. US bank has always been our bank. Aside from our checking account, our house mortgage is with US bank since 2001. But I don't think we can still bank in this safeway branch until these two bad reps are still there. This is the first time we came across reps that gave such a bad name to US bank. The previous staff in that Safeway branch were all very commendable, helpful, and professional. Our problem though is, there's no other US bank branch in our area. We might be forced to transfer to another bank. On our way home, my wife confessed to me that she had an earlier encounter with Melissa while I was still out parking the car. When she approached her desk after standing in line for a while (with a bad knee), she asked Melissa if she could just quickly call our daughter to get the account number of our grand daughter so she can deposit money for her birthday. Melissa told her with a 'straight face' to get back in line until she's ready.

Hopefully this problem can be resolved and we sincerely hope that US Bank will act on this emotionally devastating experience we suffered under Vincent Knight, suppose to be US Bank Ukiah branch manager, and his co-conspirator who only gave her name as Melissa. If I remember right, this Melissa use to be the manager in that branch before for a very short period of time. Perhaps she got demoted and I'm not surprised. This is just the beginning and we intend to file a complaint likewise with The Federal Reserve, the government agency who regulates and ensures fair and equitable treatment of consumers in their financial transactions, and The U.S. Department of Justice - Civil Rights Division, who prosecutes acts of 'discrimination' based on race and national origin. They are located at 950 Pennsylvania Avenue, N.W.

Housing and Civil Enforcement Section, NWB

Washington, D.C. 20530

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Cons:
  • Discriminatory customer service
  • Worse ever
  • Customer service
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

Anonymous
map-marker Charlotte, North Carolina

Idiots

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Million people unemployed but these retards have jobs, ie almost everyone in the mortgage branch of US Bank. literal retards, which is fine, accept they have my entire life at their fingertips when i wouldn't even trust them with a sharp crayon. Million people unemployed but these retards have jobs, ie almost everyone in the mortgage branch of US Bank. literal retards, which is fine, accept they have my entire life at their fingertips when i wouldn't even trust them with a sharp crayon Million people unemployed but these retards have jobs, ie almost everyone in the mortgage branch of US Bank. literal retards, which is fine, accept they have my entire life at their fingertips when i wouldn't even trust them with a sharp crayon
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Reason of review:
Poor customer service

Preferred solution: Deliver product or service ordered

Anonymous
map-marker Dearborn, Michigan

Us Bank - Customer Care Review from Dearborn, Michigan

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I contacted US Bank on 10/28/16 to report that they sent me a duplicate bill for October for my home mortgage which the payment was received on 10/04/16 and I have not received my statement for November. The representative Tasha did not have a clue of what I was saying and kept asking for the statement date which was obviously 9/30/16.

I was on that phone call for over 20 minutes trying to explain to Tasha that I did not receive my November statement but instead US Bank sent me the same bill for October which was already paid. I also told her since she confirmed that the payment was received on 10/4/16 where was my November statement? Her response was I am pretty sure you received it! What???

She called me flat out liar. At that point I requested to speak to her supervisor. She placed me on hold and came back stating that her supervisor was not available and I can leave a message. I ask her for her last name and employee ID number which she refused to provide.

She was clearly upset then as she was huffing and puffing. She placed me on another hold and came back saying that her manager was on the line. Oh really?! So I spoke to Michelle Dorbinski whose response was literally the same as the representative!

She kept cutting me off while I was talking. She told me that they do not have any control on how the statements are generated. What kind of bank is this??? I did not choose my home mortgage through US Bank.

It was sold by Lake Michigan Credit Union. This the worst customer service ever.

I will never recommend doing business with US Bank. TM.

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Reason of review:
Problems with payment
Anonymous
map-marker Little Rock, Arkansas

Us Bank - Customer Care Review from Little Rock, Arkansas

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1300 miles away from home and I stopped at an ATM in North Little Rock on a Saturday I was taking my kids after dinner. Will putting my ATM card into the machine the machine had a power outage and turned off and ate my card I tried to contact customer service for hours to get my card back but no one was able to help me.

I had to wire money to myself and then crosses and then I waited until Monday to call the branch to get my card back however I was told there is nothing that they could do to help me unless I was a u.s.

bank member that they only give ATM cards back to members of the band members have to order new cards they destroy them this is an outrageous that considering I'm 1300 miles from home I pay a fee to use that ATM they have no customer service at all there I spoke to the man who was an assistant branch manager who only wanted to give me his condolences but however his only guidance to me was to order a new

card. This wouldn't have been such a slap in the face except for the fact that I hadn't done anything wrong I'm really just stopped to use their ATM and the Machine ate my card the worst part about it is knowing that they give their members back the cards but the nine members who didn't do anything wrong have to suffer I would say I warned you never to use their ATM that they say US Bank on them the bank is not helpful and as far as I am concerned crooks in addition the employees are clueless and not helpful at all.Do not trust your money to them!!!!

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Reason of review:
Poor customer service
Jahmai Cne
map-marker Hot Springs, Arkansas

Dont open an account with them

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I opened an account did what i was suppose to made my deposit at the atm because I work real hours not banker hours everything post to my account and guess what go to get money and says declined so I called to find out what the deal was the lady told me that it says I need to make a deposit which is wrong and the lady said it says you have 405.00 duh well then she said that only one person can handle this matter they put a block on it I tried to call and get a voice mail I have been 4 days without money and still the same thing I have no money again and same ole bs. DONT DO BUSINESS WITH US BANK NOT UNLESS YOU LIKE NO BEING ABLE TO ACCESS YOUR MONEY. YOU SUCK I AM FILING A COMPLAINT WITH MY ATTORNEY GENERAL

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Loss:
$2000
Pros:
  • Screw us bank
Cons:
  • Failed to call back in promised time frames
  • Variation for deposits and availability of funds
Reason of review:
hold on checking account

Preferred solution: Let the company propose a solution

Anonymous

Us Bank - Account Review

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I had a checking and savings account with us bank and when I tried to close my accounts because my money kept disappearing they refused to allow me to. Come to find out they were illegally charging me a service charge for 17 months which overdrew my account several times. I was told it was my fault for not noticing this illegal charge was being charged. Several times I was in complaining about my account and not once did anyone ever inform me about this theft from their organization. Then I finally got in an argument with the bank because they never cancelled my account as I requested and tried to charge me $130 for a$1.21 overdraft that I closed the savings account to cover the $1.21 and then they charged me for the savings account that I closed and never credited the $4.00 I gave them from the closed savings account that they refused to close. I was told I would hear from someone in a week for and I called them back after2 months " HE FORGOT". I'm now forced to sue and contact the BBB. I've had enough
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Reason of review:
Problems with payment
Anonymous
map-marker Forked River, New Jersey

Us Bank - Leasing Review from Forked River, New Jersey

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I would like to warn everyone about US Bank and there horrible tactics and customer service. Every time you talk to someone they don't know what's going on. They claim they will make notes in your account yet no one can ever seem to access these. They are attempting to strong arm me out of an additional month on a lease that was turned in 3 days before maturity because they never got the fax from the dealer, even though I called and told them where and when the vehicle was being returned the day before it was turned in. For 1 month they never got the fax from the dealer nor me (I tried faxing the paperwork as well because they kept claiming they never got it from the dealer. The dealer finally mailed a copy of the paperwork showing the vehicle was tunred in on 9/6 and they are claiming it was turned in on 9/27, this is why they want the additional month payment. I made all 36 payments that were part of my lease and have no issue paying the additional wear and tear charge for mileage and 2 tires. I will not pay for a month I didn't have the vehicle and it was sitting at the dealership waiting on US Bank to inspect it.
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Reason of review:
Problems with payment
Anonymous
map-marker Fountain Valley, California

ATM Card theft.

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I attempted to use a US Bank ATM machine. The machine, no transaction took place, the machine locked up and did not return my ATM Card. I attempted to reclaim my card but U.S. Bank informed me that they would not return my card and to go get a new one...This is theft as far as I am concerned, They now have access to my brokerage account and I don't trust U.S. Bank. This is a huge inconvenience and my active card is in the hands of of criminals at U.S. Bank. Please Do not do business with this institution.
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Loss:
$1000
Cons:
  • Stole my credit card through a malfunctioning atm
Reason of review:
Poor customer service
Anonymous

Us Bank Check Deposit Review

I made a deposit to my checking account thru the teller inside the bank on 11/21, fraud department put a hold on my check until 12/2, they said its a suspicious check, I went back to the branch where I made a deposit my check to show a letter from the person's bank who wrote me a check that their bank paid US bank on 11/22 but still they did not honor that letter and per my understanding customer service told me that I can get at least $200.00 cash from that check on hold but Fraud Department is so mean don't want to approve it, I believe for any reason your bank use my money from 11/22 to 12/02, the other bank pay you on11/22 as I have a letter proof and also why fraud department put a hold on my check, fraud department are so mean when I talk to them, I need someone to call me, thank you. My name is Edna Aquino my phone number is (510)328-****.
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Reason of review:
Poor customer service
Tafari Gng
map-marker Oshkosh, Wisconsin

US Bank Mobile Deposit -- Don't do it!

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I completely agree with you. They are thieves! I did a mobile deposit of a check at 5:00am. Usually has $200 available within 2 hours and the rest of the money within in two days. Today, as I said I deposited the money. A debit card withdrawal came through from a merchant, and my account reflected I was $4 short, which then automatically turned into negative $40 with the fee. Mind you, four hours earlier, I deposited and received confirmation of the deposit. I called the bank. They stated that they were doing a manual approval and this could take four to five days. I stated that if I would have made the deposit at the bank in person, the $200 would have been made available right away. They said correct. So this is a lesson to be learned. First of all I will change all of my automatic deposits to go to USAA, my other bank account. I will no longer bank with US Bank. I, like you, will also withdraw every last penny I have from this institution.
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Cons:
  • Variation for deposits and availability of funds
Reason of review:
Mobile Deposit Issue
Anonymous
map-marker Cypress, Texas

Us Bank Mortgage Review from Cypress, Texas

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My wife currently has a mortgage through US Bank, they were not the original lender. In 2015 we were reduced to 1 income, and the taxes were going up as the appraisal value of the home increased. The mortgage was to go up $800 a month, this is a huge increase on a house valued at $200K. Not to mention that when they were asked why the huge increase, they did not give a reason. So on May 1st the new mortgage amount went into effect, since then we are finally back to 2 incomes but the mortgage is no more than 2 months behind. Since May my wife has spoken with different loan officers who have asked for income statements, and spending trends in our household. My wife sent the most recent information in early September, and nothing was done. She contacts them today and she was informed that that information is now "too old", and that she will need to send a recent breakdown. We are tired of getting the run around from this bank!!!!!!!! US Bank was part of a 14 bank lawsuit in 2003 for their mortgage business practices, and I do not think it made a difference. If anyone is considering using US Bank for any reasons, please do your research. They bought our mortgage from our original lender, so we did not have a choice.
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Cons:
  • Are deceptive
Reason of review:
Pricing issue
Mozelle Dns

US Bank - Fraud - Business Visa Card

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Updated by user Aug 19, 2016

US Bank executive staff contacted me to report they have reinstated the conditional dispute credit with a change that avoids the technicality, and the merchant has 45 days to respond...

Updated by user Jul 19, 2016

shameful hiding behind a technicality in a clear cut case of fraud

Original review Jul 18, 2016
Online software purchase. Disabled remotely in an attempt to extort more payment Fully documented. US Bank investigated and denied dispute, hid behind 40 year old policies that do not apply to the electronic age. Enabling fraudulent transactions and/or failing to protect customers from established fraud with a profit participation constitutes conspiracy to that fraud. There's no question it was a fraud, and nobody from US Bank suggests otherwise. They just will not do anything about it because the letter of policies written before ecommerce began lets them ignore it. Among other things not done, the merchant still has the fraudulent offer posted to rip off others, with the same fraudulent language. And still accepts Visa for payment, keeps those processing fees rolling. US Bank is resold/white label to local banks under names like "Elan Financial" and ultimately local neighborhood brands -- when there's a problem, have to deal with US Bank fraud disputes. * Agreement: Latrisha from US Bank Fraud, lacks authority to do anything * Justin never answers his phone * Dimitric never answers his phone * Agreement: Angelo from US Bank: Fraud, lacks authority to do anything * Marilyn refused to listen and kicked me to customer service Of course I will close my accounts (multiple), but the problem is closing will happen silently some weeks from now after a transition, and nobody will notice. It should be loud and clear I am closing accounts because US Bank protects and profits from fraud, and refuses to address valid claims of bank fraud if they can find any excuse to avoid it.
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Loss:
$743
Pros:
  • Us bank complaint
  • Screw us bank
Cons:
  • Agents lack authority
  • Failed to call back in promised time frames
  • Long periods waiting on hold
Reason of review:
Problems with payment

Preferred solution: Full refund

Anonymous
map-marker Edgewood, Maryland

US bank

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Get your money outta there! A BS letter about my perfectly paid credit card.

The banks are now under heavy scrutiny because of what Wells Fargo had done. I believe the banks are tightening their belts and doing all they can to make sure there is no issue that can put them into a problem with Congress. I've been a US bank card and accounts holder for many years, NEVER late on the credit card, they lowered my credit available without any notice citing an INVALID reason that I would have had to spend many hours trying to sort out. I CLOSED my accounts.

I have tons of credit elsewhere if I need it and plenty of bank accounts with money in it.

They are *** and do NOT deserve my $$. Service sucks.

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Loss:
$50000
Cons:
  • Careless
Reason of review:
Bad information
Anonymous
map-marker Dayton, Ohio

Us Bank Account Review from Dayton, Ohio

BREACH OF CONFIDENTIALITY

I,hereby lodge an official complaint against US BANK

I checked my personal accounts and noticed that two of my account no longer existed. I called US Bank and was informed that my someone closed my accounts

I had not been notified of any issues, I certainly had not been notified of the account closure. I had not given anyone verbal nor written consent for such transactions to take place as being the authorized signer on all accounts that have I with US bank.My account was closed without a call, text, email or notification.

I called the actually US bank branch in OH who allowed Someone to make the unauthorized transition gaining access to my bank account and close my accounts. Those individuals had no signing authority, certainly have no authority to temper in to my bank accounts, and then closed them.

I made it clear that this is unacceptable and that I was going to file a police report. I then asked for her supervisor She put me on hold shortly after return to the phone, said her Supervisor was unavailable and took my name and number.

However, These people was not listed as individuals on any of my personal accounts to release any information to. As mentioned before I gave neither written permission

The law prohibits any information given out on bank accounts to anyone who is not an authorized user signer of an account,” knowingly transferring or using, without lawful authority.the teller violated consumer protection laws and industry regulations and she is responsible for doing the transaction, giving out personal account information to someone other than me and allowing them to close my accounts

According to the department of Justice prosecutes cases of identity theft and frauda means of identification of another person with the intent to commit, or to aid or abet, any unlawful activity that constitutes a violation of Federal law or that constitutes a felony under any applicable State or local law."18 U.S.C. § 1028. Schemes to commit identity theft or fraud may also involve violations of other statutes such as identification fraud (18 U.S.C. § 1028), financial institution fraud (18 U.S.C. § 134

It is illegal, sharing personal information with anyone who is not the authorized signer and without my permission or a court order, Bank teller should have never given any account information out at all; violated the privacy policy. Secondly, it is most bank policy that bank employee(s) having done this transaction alone could face serious consequences including but not limited to power to impose strong sanctions on the bank, including termination.

Customers rightly expect high standards from their banks and building societies; I discovered that my private information has been wrongly divulged to someone else this was an invasion of my privacy.As customer confidentiality is very import and ALL customers account information is to be protected.

I have been doing business with US bank 20 years and is bank employee’s has acted wrongly and needs to be held liable for the reasonably foreseeable consequences of its action. The bank has failed to safeguard me as their customer private information and allow it to be used for unintended purposes

I have not been formally refunded my funds that were in the account and have no idea where the funds are located. Upon reporting this problem to the police, neither the branch manager nor any of the other employees were being cooperative. The officer was told that he would have to subpoena any information that he needed.

I have formally filed charges for identity theft have also included the bank teller for breach of confidentiality of my personal banking account information, I was not formally been contacted about the closing of my account.

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Reason of review:
Poor customer service
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